Maryland's Local Cash Home Buyers
Stop Maryland Foreclosure — Know Your Rights and Options
No repairs, no fees, no commissions — just a fair cash offer on your How to Stop Foreclosure in Maryland: Your Complete Options Guide house and a closing date that works for you.
See how we help Maryland homeowners
500+ Maryland homeowners have sold to us since 2016. Here's what they have to say:
ROSELYN, BALTIMORE COUNTY
“Did everything he said he was going to do very quickly. He sold the house and closed on the house all in two months. That's record time to me.”
YVONNE, BALTIMORE COUNTY
“This has been one of the best experiences I have ever done. Josh is a super friendly guy, he made me a heck of a deal I couldn't turn down.”
Sell Your House Fast on Your Terms. Get the Price You Need Today.
Our cash offers are different from other companies. Why? Read on…
If you want to sell your How to Stop Foreclosure in Maryland: Your Complete Options Guide house fast… we're ready to give you a fair all-cash offer. We're seasoned professional investors located right here in Baltimore County, and we serve counties throughout Maryland.
Stop the frustration of your property today.
- •Does your house need work? No Problem.
- •Do you have terrible tenants? No Problem.
- •Behind on taxes, facing foreclosure, underwater? No Problem.
- •Inherited a property you don't want? No Problem.
It doesn't matter whether you live in it, you're renting it out, it's vacant, or not even habitable. We help owners who have inherited an unwanted property, own a vacant house, are behind on payments, owe liens, or simply need out. We've been buying houses in Maryland for over 10 years.
How It Works
CONTACT US
After a quick chat, we research the details of your home and start crafting a great offer for you.
GET OFFER
We present you with a fair cash offer with no obligation and no fees. Close on the date you choose.
GET PAID
Get the cash you need now. You do NOT have to wait 6-12 months to get your house sold.
Selling Fast vs. Listing the Traditional Way
| Impact Home Team | Traditional Listing | |
|---|---|---|
| Repairs needed | None — we buy as-is | Usually required |
| Showings | No strangers in your home | Multiple showings & open houses |
| Commissions & fees | Zero — we cover closing costs | 5–6% agent commission |
| Time to close | As fast as 7 days | 60–120 days average |
| Deal certainty | 100% cash — no financing risk | 1 in 4 contracts fall through |
| Closing date | You choose | Buyer & lender set pace |
| Cleanout required | Leave everything — we handle it | Property must be empty |
Know Who You're Selling To.
Josh & Ashley Hines, founders of Impact Home Team
At Impact Home Team we are Maryland local cash home buyers, and we take a tremendous amount of pride in knowing that we are here to serve those in our community. We're local investors, not an “ibuyer” who will only make you a lowball offer.
Local home buying companies actually know and understand the complexities of the neighborhoods throughout Maryland. We are family-owned and operated. When you work with us, you're working with a small business located right here in Maryland.
Get a Fast Cash Offer For Your House
Fair Price. No Fees. No Repairs Necessary. Start below or call (410) 824-1687 for a cash offer now.
Still on the Fence?
“How long does the foreclosure process take in Maryland?”
The Maryland foreclosure process is judicial, meaning it goes through the courts, which provides homeowners more time than non-judicial states. From the first missed payment, you typically have 120 days before the lender can send the required 90-day pre-foreclosure notice under MD Code Real Property 7-105.1. After that notice period, the lender files with the court, and the process to auction typically takes another 2-4 months. Total timeline from first missed payment to auction is usually 8-14 months, but acting early gives you the most options. Call Impact Home Team at (410) 824-1687 as soon as you fall behind.
“Can I sell my house to stop foreclosure in Maryland?”
Yes, selling your house is one of the most effective ways to stop foreclosure in Maryland. You can sell your property at any time before the foreclosure sale is ratified by the court. If the sale price covers your mortgage balance, the foreclosure is dismissed and you avoid the devastating credit impact. Impact Home Team specializes in fast cash purchases that can close in 7-14 days, often well before your foreclosure sale date. Even if you are late in the process, contact us immediately at (410) 824-1687 to explore this option.
“What is the difference between a short sale and a foreclosure in Maryland?”
A short sale is when you sell your home for less than you owe on the mortgage, with your lender's approval. A foreclosure is when the lender forces the sale through the courts. The credit impact differs significantly: a short sale typically causes a 100-150 point credit drop and you may qualify for a new mortgage in 2-4 years. A foreclosure causes a 200-300 point drop and delays new mortgage eligibility by 3-7 years. Both remain on your credit report for 7 years, but lenders view a short sale more favorably. If you have equity in your home, a cash sale that pays off the full mortgage is even better, as it avoids both short sale and foreclosure notations entirely.
“What is the right of redemption in Maryland foreclosure?”
Maryland recognizes an equitable right of redemption, which allows you to stop the foreclosure by paying the full mortgage balance plus all fees and costs at any time before the court ratifies the foreclosure sale. Unlike some states, Maryland does not have a statutory post-sale redemption period. This means once the court ratifies the auction sale, your right to reclaim the property is gone. If you can access funds through family, savings, or selling another asset, exercising the right of redemption allows you to keep your home and dismiss the foreclosure entirely.
“Should I file for bankruptcy to stop foreclosure on my Maryland home?”
Filing for bankruptcy triggers an automatic stay that immediately halts foreclosure, but it should be considered a last resort. Chapter 13 bankruptcy allows you to create a 3-5 year repayment plan to catch up on missed payments, but it requires consistent income and stays on your credit for 7 years. Chapter 7 can discharge other debts but does not address mortgage arrears long-term. Before filing bankruptcy, explore other options including loan modification, forbearance, or a cash sale. Selling for cash can pay off your mortgage, avoid both foreclosure and bankruptcy on your credit, and potentially leave money in your pocket. Consult both a bankruptcy attorney and a company like Impact Home Team at (410) 824-1687 to compare options.
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(410) 824-1687Family-owned since 2016 · 500+ homes purchased